We are owned by Morses Club PLC, one of many British’s biggest unsecured loan businesses put up over 130 years back. We are a lender that is direct and that means you’ll constantly understand precisely whom you’re coping with. No shocks. Simply fast and loans that are easy.
Just how do Dot Dot’s short loans work?
Our quick loans procedure could not be any easier. All our loans are unsecured, which means you don’t have to provide your property or other valuables as protection. There is no want to find a guarantor either.
you should use our short-term loan calculator to find out just how much yours will definitely cost before you use.
If you opt to just do it, we will perform credit and affordability checks to ensure that you are able to afford the repayments centered on your credit score, income, and outgoings. Never panic вЂ“ a credit that is less-than-perfect will not immediately rule you away.
Whenever we state yes, we will concur your loan expenses upfront, then gather repayments immediately. You could manage your loan on line through our handy client portal.
You can easily check out our FAQs or contact our team that is friendly if have actually any longer concerns.
Is a short-term loan right in my situation?
Any choice you create along with your money has to be the right choice for you. You can find occasions whenever a short-term loan may not be the option that is best.
Short-term loans often have greater repayments than long-lasting loans while you’re repaying your debts faster. This could easily suggest you are going to spend less in interest, but if you wish to borrow a greater quantity or distribute the price even more you will need to consider much longer choices.
It is also maybe not a smart concept to get a short-term loan to cover another debt off. Dealing with more financial obligation might make your circumstances even worse. If you think as if you’re struggling you could get free advice from National Debtline, StepChange or perhaps the cash guidance Service.
Do we qualify for a short-term loan?
Your odds of being qualified is determined by your circumstances. We review every application independently to ensure we provide responsibly and provide you with that loan that actually works for your needs.
Just how much could I borrow?
It is possible to make an application for a short-term loan of between ВЈ۲۰۰ and ВЈ۱,۰۰۰ with Dot Dot Loans.
If you’d like a greater amount вЂ“ for significant house improvements or a marriage, for instance – it is possible to make an application for a long-term loan as high as ВЈ۴,۰۰۰٫
How can short-term loan repayments work?
We provide payment durations of three, six and nine months on our short-term loans based on just how much you borrow.
We will gather repayments immediately on an agreed date. This is through Direct Debit and will save you the trouble of recalling which will make payments вЂ“ or perhaps the stress of forgetting. It is possible to talk to us about organizing a different repayment technique if you would choose.
We recognize that things change. You might never be charged charges for missed or payments that are late dropping behind could impact your credit rating. If you believe you will not have the ability to make a payment, for reasons uknown, please get in contact at the earliest opportunity.
Our friendly group will talk you during your choices which help place a new plan together.
Any kind of charges to bother about?
We do payday loans in Georgia not charge any concealed or fees that are extra. Some loan that is short do, causing you to be with additional to pay for right back and less possibility of performing this. We keep things easy.
What is the attention price on a Dot Dot short-term loan?
Our interest is fixed upfront and differs depending on simply how much you borrow. You may possibly see other short-term loan companies providing adjustable interest rates, which means that they could fall and rise from every month. These can be riskier. While you might have the ability to spend the money for initial price, this expense could increase and then leave you away from pocket.
With this fixed rate of interest, you will constantly know precisely in which you stay and exactly how much to spending plan.
Make an application for a short-term loan with Dot Dot
Has a crisis left you in a tight spot economically? Are multiple expenses turning up at the same time? Whatever your position, our quick and loans that are easy function as solution.
Apply today utilizing our short-term loan calculator. Select simply how much you intend to long borrow and how you would like to repay it, then check out the loan works in your favor. If it will, pick apply now to keep along with your application and fill in a couple of details that are personal.
We are going to make contact with you at the earliest opportunity, then go after that. Simple.